I’m Nancy Phander with Coldwell Banker Flanagan Realty, and I’ve proudly helped buyers and sellers navigate the Toms River and Jersey Shore real estate market for over seven years. Having grown up in Old Bridge and made Toms River my home for more than 25 years, I bring deep local knowledge and a genuine understanding of the communities I serve. Real estate is personal to me because every move represents a major life decision, and I treat it with the care and attention it deserves.

With over seven years at Coldwell Banker Flanagan Realty and multiple Circle of Excellence awards, I’ve built my business on results, consistency, and trust. I work with a wide range of clients, from first-time homebuyers to those buying and selling in adult communities, as well as homeowners navigating probate and estate-related sales. As a Senior Real Estate Specialist, I am trained to guide mature clients and their families through complex transitions with patience, clarity, and respect.

What sets me apart is my approach. I believe in honest communication, realistic pricing, and strong negotiation without pressure or shortcuts. My clients are informed at every stage so they can make confident decisions. I am accessible, responsive, and hands-on from the first conversation through closing and beyond.

I’m backed by Coldwell Banker Flanagan Realty, a company that has served the Jersey Shore and Ocean County area for over 40 years. This provides my clients with powerful marketing, strong market data, and the support of a trusted local brokerage with deep community ties. Combined with my experience and personal commitment, it creates a smooth process and strong results.

At the core of my business are professionalism, integrity, and genuine care. Whether you are buying your first home, selling in an adult community, managing a probate property, or planning your next chapter, my goal is to guide you with clarity, confidence, and results you can feel good about.